2020 Health Insurance Open Enrollment
Why do I need a basic health insurance plan?
People get health insurance plans for a variety of reasons. Here are some of the basics that health insurance plans will provide coverage for:
- Covering wellness visits
- Covering lab work to make sure everything is ok with you
- Covering sick visits to the doctors
- Covering sick visits to the Emergency room or urgent care centers
- Covering illness or injury that results in hospitalizations
- Covering basic medical procedures, surgeries etc.
Why should I use Health Care Market Exchange?
- We offer a lot of options:
- People need health insurance plans for basic, but also rather unique reasons.
- We make it less stressful and work with you to personalize your health insurance:
- Purchasing health insurance is a personal, rather stressful decision.
- For the 2020 Open Enrollment period, Health Care Market Exchange offers you a mix of different plans along with the option to compare them with one of at least 250 licensed healthcare representatives in your state.
- We offer the best price:
- In addition to offering you the chance to make a well-informed decision, we also guarantee that you will find that our plans come in an array of price points and we have plans that will meet any budget. Our plans are transparently priced with no strings attached and no hidden feeds. We want our customers to be thoroughly satisfied and know that the health plan they purchased from us will take good care of their needs.
How can I find a long term Care Health Insurance plan that fits my needs?
Finding a long term care health insurance plan that is tailored to your needs is important. Many insurance policies place limitations on Long Term Care which can be very stressful and frustrating for many patients. At Health Care Market Exchange, we offer detailed and transparent Long Term Care Health Insurance Options and work with you so you can have the peace of mind knowing your Long Term Care needs will be taken care of.
How do I know which plan is best for me and my family?
- You can look at our website here.
- We have a health registration center where our in-house licensed agents provide assistance and further details so you can make an informed decision.
What is the difference between a HMO or a PPO plan?
Depending on your needs, there are a many different plan types:
- HMO stands for Health Maintenance Organization.
- HMOs have a network of doctors and hospitals that have agreed to provide service for their members.
- These hospitals and providers provide service at a rate that is negotiated by the HMO.
- The HMO also agrees to a quality standard the hospitals and providers need to meet for their members.
- HMO members usually are restricted to only seeing the providers or using the hospitals within the network.
- PPO stands for Preferred Provider Organizaton
- PPOs are popular because they offer more flexibility than HMOs.
- PPOs allow you to see more providers or use hospitals that are out of your network.
Speak with the health enrollment center today at (888) 873-9003