2020 Georgia Health Insurance Open Enrollment
Open enrollment is that once-a-year opportunity you get to pick your health insurance. Going over the plans and deciding which insurance to get can be a very stressful time but we are here to help make it as easy as possible. During this time period, people living in Georgia can go to Health Care Market Exchange to enroll in a new plan or make changes to their existing plan. Here is some basic information you should know before you pick your insurance for next year.
People get health insurance plans for a variety of reasons. Here are some of the basics that health insurance plans will provide coverage for:
- Wellness visits
- Lab work to make sure everything is ok with you
- Sick visits to the doctors
- Sick visits to the emergency room or urgent care centers
- Illness or injury that results in hospitalizations
- Basic medical procedures, surgeries etc.
The open enrollment period in Georgia is from November 1, 2019 through December 15, 2019. You can sign up today and get coverage as early as tomorrow.
Differences in Georgia Health Insurance from Last Year to This Year
In the past few years, you would have incurred tax penalties for not getting health insurance. This year, with President Trump’s changes in health policy, you will not be penalized for not getting health insurance. However, because of high medical care costs, it is in your best interest to get some kind of health insurance.
What Happens If I Do Not Have Georgia Health Insurance?
Healthcare costs in America are among the highest in the world. The costs of simple check ups and lab work can really affect your wallet. The costs of unexpected injury or sickness can cause people to go into debt for years and many go into bankruptcy. For this reason, it is important to pay careful attention to the open enrollment period and make sure you do not miss it.
Although paying monthly premiums may seem like a costly expense, it can save you from an immense financial burden when something goes wrong. Every time you visit the doctor for wellness visits, you are being proactive and helping to avoid future emergency costs.
Although you are no longer being penalized for not getting health insurance, it is a financial risk to not carry a health policy. Getting health insurance will save you from potential debt and financial stress. As seen from Debt.org, 60+% of bankruptcies result from unpaid medical bills.
Picking the Right Georgia Health Insurance Policy
You need to review your current coverage and see what changes you would like to be made to next year’s health insurance. You need to think about how much you want to spend on your monthly premium to balance that out with the coverage for you and your family. Health Care Market Exchange has over 200 plans available in Georgia to choose from and we will help you find the plan best for your specific needs.
If you are getting coverage for the first time, you need to think about the basics of health insurance. This includes basic medical, dental, vision and prescription coverage. Call us at (888) 873-9003 to go over all of your options comparing co-pays, premiums, deductibles and specific coverage.
Health insurance plans in Georgia are classified by their coverage levels and are also known as metal tiers – Platinum, Gold, Silver and Bronze. Platinum plans have the highest premiums but provide more coverage. Bronze plans have the lowest premiums and offer less coverage.
Compare the Different Medical Insurance Plans Offered by Healthcare Market Exchange
Health Care Market Exchange works with the most reputable insurers in Georgia to bring you a diverse amount of health insurance plans. We have hundreds of friendly licensed healthcare experts who can offer you guidance in picking the plan that best suits your needs and budget. We want all our customers to be 100% satisfied with the plan they pick for themselves and their family. Get a complimentary quote on all plans or ask us anything and we are happy to help.
It is important to remember that the open enrollment period will be gone before you know it.
Make the right decision for you and your family and call one of our agents today at (888) 873-9003.